Basecamp: Treasury Management

Brian Landzaat |

How can I optimize my cash management balances to benefit from higher yields, especially when yields are attractive?

Treasury Management with a Laddered T-Bill Portfolio is your answer. Instead of letting your cash sit at low yields, you can strategically invest in a series of Treasury Bills (T-Bills) that mature at different intervals. This laddering approach not only provides liquidity at regular intervals but also allows you to capitalize on attractive yields. At Vista, we understand the importance of optimizing cash balances—and through our Treasury Management services, we ensure that our clients can benefit from higher yield opportunities without compromising liquidity.

Consider the following highlights of Treasury Management with a Laddered T-Bill Portfolio:

  • Optimized Returns: Benefit from higher yields compared to traditional cash management.
  • Regular Liquidity: Laddering ensures cash availability at staggered intervals.
  • Market Opportunities: Capitalize on attractive yields when they arise.
  • Risk Management: T-Bills are backed by the U.S. government, offering a secure investment avenue.
  • Flexibility: Adjust the laddering strategy based on liquidity needs and market conditions.
  • Efficient Cash Utilization: Ensure cash isn't idle, but is working to generate returns.
  • Tailored Solutions: Portfolio structures designed to fit individual liquidity and yield objectives.
  • Seamless Integration: Complements other financial tools and strategies offered by Vista.


Vista Peak Success

At Vista, our commitment is rooted in understanding the unique narratives of our clients. Our purpose is not only to provide solutions that empower, but to guide clients towards the realization of their financial aspirations. We embark on a journey together that maps their life's trajectory, sets aspirational goals, charts a course for achievement, and implements effective strategies. We believe in taking time to measure progress, revisit our strategies periodically, and make necessary adjustments. The ultimate goal? To see our clients bask in the joy of their accomplishments and experience what we term 'Peak Success'. This success is achieved through a holistic approach that encompasses areas like financial guidance, tax efficiency, estate planning, balance sheet coordination, investment management, and purpose-driven initiatives.



The information provided here is not intended as tax or legal advice and should not be taken as such; consult a qualified attorney or certified public accountant for professional guidance.